So where should you invest your hard-on money in 2023 and first invest in yourself learn skills that will either help you towards promotions or start a side hustle and when you have extra cash flow it's easier to invest in other assets that will help you earn passiveIncome in the future second real estate is a safe bet always because home values go up even if the market is going down next stocks now this is a long-term investment play at least five to ten years so you can mitigate the fluctuating nature of stocks