We have new regulation in the UK as it relates to crypto assets as they call them we're going to get into all of the updates and everything it means for you as xrp holders this is a wild one let's get into it so on October 30th the day ofRecording this is yesterday the UK introduced a new legislation relating to digital assets and it's basically caused turmo in crypto in the UK specifically I let's talk about it here Caleb and brown for example as a result of these new regulations they cannot onboard any more individuals in the UK because of thisRegulation they're stopping that onboarding process for Caleb and brown the rest of the US is is fine and the rest of the world is fine to use Caleb and brown and if you are a UK individual and you already have a Caleb and brown account you can still use Caleb andBrown but if you want to start using Caleb and brown you no longer can do that that comes into all of these marketing restrictions that we're about to get into this is part of the regulation it's a double-edged sword but we're going to get into every singleDetail so basically across the board you cannot invite or induce engagement in Investments concerning any of their qualified digital assets there are some exceptions where you can kind of have like an nft for example and that can be fine and and clear I would assume thatIt has to have utility at this point which is fantastic news because you can't go out talking about uh Sheba enu and how amazing Sheba enu is because there's no regulatory Clarity that has no real utility for example but when you look at xdc for example and there smartContracts built on top of there it's kind of different because it actually has some utility sometimes it's less about the investment and more about the utility and I think that's the distinction that they're making here although it's kind of scary to to think about and I think this is what's kind ofTaken Caleb and brown down in the UK is because they can't talk about it anymore they can't say like oh invite your friends or there's no like referral program you can't do that anymore so you have to make sure that you're now compliant with the new rules you alwaysHave to seek approval from in any activity you do you have to go to the financial conduct authority to seek approval you always have to be kind of updating your clients so let them know what's happening and educating them on what's Happening what they've even saidHere is that if you cannot ensure that new UK individuals are going to start using your services you have to geoblock them meaning your services actually te technically cannot get to people in certain geographies I think that's probably what Caleb and brown have hadTo do and it w just be K and brown there will be many many companies out there doing the same thing so as of now you cannot run unverified promotions without getting them verified by an authorized agent and basically you have to avoid anything thing that could beMisconstrued as investment advice and so you know you you hear this on all kinds of videos this isn't financial advice it's no good just saying that there's like no point in saying this is not Financial advice you just cannot give Financial advice pure and simple andThis is I I mean I don't know if the timing could have been any more perfect with the 1% Mastermind but when you join that Mastermind there is no investment advice or anything in there or kind of estate plan or wealth management there's nothing like that in there from me orFrom anyone in the community but what you can do when you get to the 1% Mastermind is go in there look at the directory of professionals and make contact with professionals to help you out on these things right these are the professionals they are licensed I'mActing almost as a directory for you and a knowledge B for you to educate yourself so you can take those queries and questions to professionals that are regulated in this and so I don't know if there could have been any better timing on this 1% Mastermind then right nowSpecifically in the UK so there are also new advertising rules they have completely banned refer a friend systems like you cannot refer friends anymore in the UK because there is something called a cooling off period for firsttime crypto investors where they invest in crypto for the first time there's aCooling off period for them to learn and educate themselves about the space and then they might be able to participate in some of these promotions if you will or refer a friend things I don't know how they're going to track I don't know how they're going to understand ifSomeone knows about crypto but they're putting this cooling off period in to protect them and I kind of I I although I'm quite angry about this one I don't like it I kind of see it I kind of see why they would do it you know when youGot into crypto for the first time how many mistakes did you make in those first few months right probably made all of the mistakes this calling off period can allow you to invest your first money or at least give yourself some time before you can act so you can learnAbout how these things move like one of the first lessons you learn is you when you think you're buying the bottom there will always be another bottom if if not go even lower that's always the case right so you always will have a better opportunity to buy a little bit later onBut you never realize that when you get started you think this is the bottom then it goes down and go this is the bottom it goes down again you this is but you you have to learn those things the hard way potentially that calling off period might be a good thing theyAlso now have regulations for all kinds of operations within crypto like trading platforms swapping crypto assets even lending in crypto and arranging that all the way through to custody of your digital assets as well this is truly I mean the UK right now seems like the most regulated country in the world it'sA double-edged sword we want the regulation to kind of bring in adoption but this regulation is also limiting retail adoption and really we care about the people right we care about retail adoption by proxy we also care about the institutional adoption just by the assets that we're in but we really wantAs many people in as possible before they shut us out and it seems like the regulations in the UK are shutting people out their UK approach has also started to align with the EU regulations we saw the Micah Bill come out a few months ago but they're trying to createThis environment where the laws are essentially interoperable with the rest of Europe and this kind of just makes sense to bring everything on the say playing field just like you see with ISO 2022 it's a standard for messaging across the world you of need these regulations to be standardized as wellAnd when you got countries like the USA or any other country outside of Europe for example they're all going to be looking at Europe's mic bill and the UK's legislation and basically building up their regulation based on what we've done and so even though this isn't aboutYou Americans this this video yet still applies because you're just going to see the same things maybe with different terminology we have also seen this regulation of stable coins this is going to be expected in 2024 giving the financial conduct Authority all powers to oversee them once they have all thePowers this is where I start seeing Ubi and cbdcs coming out I think that starts happening in 2024 we've seen the G20 timelines for crossb payments and there's a cbdc timeline it all kind of aligns here but 2024 certainly with the regulation of stable coins and the useOf stable coins is going to start in in 2024 prepare yourself for that on the flip side of things though that all seem quite negative and actually probably do hold the position that actually this is kind of kind of sucks it kind of sucks why everything that we've talked aboutWith this legislation kind of sucks um but one thing is is that the UK has now committed to accelerating the implementation of digital Assets Now this is exciting because they're accelerating the implementation of the rules so we want rules now we want it right now and let's get them in place IThink if we're going to go to this regulating environment which we are we've known this for a while let's let's just make it quick right let's rip the Band-Aid off let's get regulated and let's let's do it with some speed and it seems like that's what they'reCommitting to right here so what does this mean for us as xrp holders and crypto asset holders in general well let's start with some some negative sides the big negative here for me is that there is so much oversight into how crypto assets operate just like thisThis promotional ban the no more refer a friend things the the cooling off period I don't like this I don't like this at all um this really confirms my worst suspicions that they're going to have this overarching control and we won't be able to do anything about it this isOversight and in my opinion also overreach but is also the reality that we knew was coming and so I really view this as as negative I really think that cooling off period is going to limit the adoption at least the influx of new investors that happens in a new Bull RunEspecially in the UK the UK is really tied to in the rains here and I don't think that's good for the next Bull Run how that impacts the bull run at scale globally probably not much but it certainly starts restricting firsttime investors which you kind of needFirsttime investors for a ball run to even happen in the first place now the positive side of things is that this could now bring regulatory Clarity and definitions to digital settlement assets I talked about a while ago probably on the 28th of July this year where I madeA video saying that tomorrow we have new regulations coming in or at least definitions of digital settlement Assets Now when you think digital settlement assets my brain immediately goes to cryptocurrencies that settle bandue settle payments that is xrp and xlm we're thinking about the institutional side when we think about xrp the digitalSettlement assets are super interesting even if they are just stable coins or maybe they also include xrp or assets like xrp where there's not many moving at the speed they're moving will provide us with quicker Clarity on how xrp is defined I've been saying this for aWhile how you define xrp means a whole lot like it really impacts the rest of the world how you define an asset because how you define an asset that is very versatile and does so many things can impact its integration into the world if you call xrp a store of valueThen and that's the definition it gets then that's the category gets put into it's very hard to have xrp GL globally acknowledged as a currency a legal tender which we talked about yesterday go and check out that video a legal tender now you've got a store of valueNow you've got a utility asset now you've got a digital asset like there's so many different ways of categorizing and so I I would just be I'm excited about the idea of having some clarity in the definitions of what digital settlement asset is and I think of allOf the names that you can call xrp and categorize xrp as digital settlement asset is a really good one and now that the there is regulatory Clarity people know the boundaries this is the problem with their their SEC and the way they've operated leaving lots of gray space andBlurry rules and people not knowing what's happening well in the UK now cryptocurrency firms and blockchain firms know the rules they know the path of the course they know the boundaries and so now this could actually trigger Innovation and growth in the space now that there are clear rules and road mapsSo that could be good for xrp because we can get general adoption and if it's a if it's categor as a digital settlement asset and people are building on that idea of xrp that's only good for the value of xrp so for me personally thisIs a real mixed bag it's a real mixed bag I I kind of I knew this was all coming we all knew this was all coming now it's here I feel like part of me has died just to be honest you know I just it's just uh it's here guys regulationIs here it feels like overreach from where I'm standing from the documents I've read and the Articles I've read it feel feels like overreach it doesn't feel good at all but now that we know the rules of the game we also know that it's more important now than ever to beConnected with Professionals in this space because when this thing happens when xrp is used the way it's supposed to be used and we hope that the value of those assets goes up in a liquidity event which is when portfolios go up and there's a big moment we need to know whoTo contact uh and we need to be surrounded by people who have our best interest at heart that's exactly why I created the 1% Mastermind I'm going to talk about that at the end of the video here so let it play out listen to it ifYou're interested in it the price of The Mastermind goes up every single week so if you are in fact interested your price will be locked in as long as you're remember at the price that you joined at so stick around if you want to hear allAbout that but for now from me stay Emeral and I'll see you the next one over the last 6 months things have started to shift and by a shift I mean over the last 6 month months more people who meet that high net worth individual status have been contacting asking me ifI can facilitate large crypto purchases connect them with people in private equity and I found quite frankly that I've been quite good at that and as time has gone on I've really realized that I can connect people with some fantastic deals great investment opportunities and provide solutions for people at thatLevel that you've probably never thought of I acknowledge that not everyone is a high net worth individual at least yet and so that's exactly why I've created the 1% Mastermind over the last 2 years of making content I've seen one of the biggest demands and needs of theAudience is to have a list of professionals that you can contact when this whole thing takes off when all the money comes in our portfolios are of high value what now what do we do who do we contact there's also a group of individuals that want to improve and doBusiness and network among other millionaires to be nobody in the digital asset space has ever seen anything like this wherever you are in the world the plan of the Mastermind is to be able to connect you with professionals not only in accounting and tax and law and estatePlanning but to connect you with individuals who actually understand the assets you hold we know about this all too well we call an accountant and you know more about Bitcoin and xrp than they do and it's not just a directory of professionals that we're offering here we also have unique investmentOpportunities for indiv idual even if you don't meet the accredited investor requirements when you think about diversifying your assets in the long term you might be considering real estate venture capital private Equity you won't need to go over here to find a deal you won't need to go over here toFind a deal it will all be housed in that one central location and you'll be surrounded by individuals that are on the same page as you and want the same thing not just for themselves but they want the same thing for you in addition to all of that we will also have aLibrary of content answering your specific questions not made for View not made for engagement but made specifically to add value to the library of content that there will be as time goes on the price of the membership will actually go up and likely will go upEvery single week from here on out so join the 1% Mastermind today and I'll see you in There

My price prediction for xrp is not what you think it is I'm going to go into my full reasoning for thinking what I think so let's not be around the bush let's get straight into it price predictions are a a funny thing in crypto especially with xrp becauseXrp has this unique position in the whole blockchain crypto sphere where true utility can come from the asset it's not like anything we've ever really seen before and I've gone through all of the different attempts s to predict the price for xrp in my documentary videoThat you can see there on the screen through to exploring all different types of models that people discuss and I'm even on my own model the Jackson backers model which uses burn rate as a factor in determining the price of a stable xrp but none of these predictions have beenMy own personal prediction my own personal opinion they've all been exploring ideas even though my name is on a Model it's just me really exploring an idea with more calculations but the big question on everyone's laps is what is your price prediction I think actually many people don't even ask meThat question because they think my price prediction is way up there in the tens of thousands but that's the game we play right as content creators our words are taken out of context a lot but this is the video to address it all to give it straight to you now as I mentionedThere are two different ways to look at crypto in general you've got speculation and you've got utility if we divide those two areas up into the duration of time each one of those has existed is pretty one-sided okay we got speculation over here which has occupied 100% ofEvery second of the crypto market so far and we've got utility which has occupied of course 0% of the way the markets run right now now if we start talking about utility and the idea of tokens being bought at scale by the institutions we're talking about xrp here by institutions and bringing thatCirculating Supply way down obviously the demand for that asset would go way up reduce Supply higher demand the price goes up but despite all of our desires for it to happen it hasn't happened yet and so you can get into utility-based predictions and I think that's where things get a bitMuddled because you know when you hear the likes of $50,000 per xrp $10,000 per xrp these are not speculation based projections they absolutely cannot be and that's why you get such a wild prediction scale you get everywhere from like $28 all the way up to $50,000 halfA million per xrp is because what we're trying to calculate in doing those things is something that has never happened this is really really important it's never ever happened we cannot predict how these tokens will increase in value based on their demand and based on the supply well in fact we can doThat but we don't know what that looks like in that new world where utility is a thing we don't know how many Bank Banks and institutions are going to hold xrp versus use xrp the hope is is that they will need xrp to such a degreeWhere they start to hoard xrp right and take it out of circulating Supply just because they need it or they potentially will need it or because they think it's a good asset to speculate in even in the utility environment the speculation you know they could speculate on holding xrpBecause they're seeing so many people using it they think well this is going to go up in value let's hold some we're hoping for that the degree to which that impacts the price of a token is unknown we don't know how that looks we don't know at a massive scale how on demandLiquidity for example impacts the price of xrp we don't think it's going to be a massive price driver but it's certainly will impact the price to some degree and when I say not a massive price driver does that mean from up to $10 using odlDoes it mean a $100 like what are we gauging as small in this situation and so with utility predictions I think that it's just impossible to know and because it's impossible to know it's very difficult to formulate exit strategies based on such random numbers such impossible numbers and that's why myExit strategy is not based on a utility prediction but actually a speculation prediction so let's get into it speculation predictions for entire crypto Cycles they seem to be around 4 years and they are not related to the Bitcoin harving everyone go they're not related to the Bitcoin harving it's actually more correlated toThe idea of whenever the stock market goes into new alltime highs that's when a crypto Bull Run occurs and so that was actually discovered by blockchain backa you should go and watch his videos incredible insights but the harving is is not a thing that doesn't dictate whenThe ball rounds happen but when the stock market does go into new alltime highs typically because we are biologically based and this is speculation speculation is an emotion right you you feel greedy or fear that fear and greed dictates the price over time and so because that is biologicalIn nature the way we react on a chemical level biologically either price can only go up to a certain point and it comes down only to a certain point within the capacity of the human right the people pressing the buttons of course you can get into manipulation but even thenManipulation is still human behavior acting out just in higher volumes so the only way to guge price movement for biological beings is to use a biological based indicator if you around at the beginning of the channel we talked extensively about the Fibonacci retracement tour it's helped me so muchOver time in predicting overall price for long movements when especially when you look at Bitcoin for example it's accurately predicted the last Bull Run I mean on the button to the exact price the last Bull Run would have went to for Bitcoin for example of course then theRest of the market follows Bitcoin and so when I look at that price pred prediction for the next Bull Run it has to be in my opinion confined to a speculation Bull Run using the Fibonacci scale and so before we get into the exact numbers here for xrp that arePredicted for this speculation Bull Run incoming whether it's speculation or utility nobody knows but we do know been 100% speculation to this point and 0% utility to this point so you have to hedge your bets or at least in my opinion you have to hedge your betsBased on what has happened not what has never happened right that's kind of difficult when I'm looking at accumulating cryptocurrency I'm not accumulating for their utility value because as we know that's very difficult to pin down it's impossible to know but what we can do is accumulate for aBiological move over a long period of time let's say 4 years when you look at the Fibonacci scale and you place it on this last ball run all the way down to the the bottom of this bare Market that we've been in the prices come anywhereIn between between 8 11 $ 122 for xrp in this next ball run should what has always happened happens again and that is a speculation environment that is that would be a typical move for xrp and the rest of the market in that environment so when I'm accumulating forExample and I'm let's say I think of $100,000 xrp I'm not just going to buy 10 xrp and say I'm all good I'm just going to wait for the 100,000 that's that's just not going to work right I'm not going to just buy 10x RP instead what I'm doing if I wanted toMake a million dollar right I would accumulate an an amount of tokens necessary to reach the million do should the price of xrp get to $8 because based on the Fibonacci scale that biologically backed indicator a typical movement for xrp in a full ball run would be anywhereBetween $8 and $13 right so I'm going to accumulate for that that instance I'm not going to accumulate for something that has never happened and never proven to happen and I say that like the utility is never going to happen that's not that's not at all what I'm sayingWhat I'm saying is that if you're looking at taking profits look at the Fibonacci scale for we talked about confidence levels in exit strategy the other day not many people watched that video so if you did fantastic keep it to yourself but if you want to hedgeAgainst the great reset you might buy some gold or silver if you want to hedge against the idea of a utility event happening and utility takes over in this next Bull Run then you might want to take less profits right in the short term because then you'll have moreAssets to grow over the long term in a utility environment so it's all about your confidence of a speculation environment and a utility environment occurring and then with that confidence level with those percentages you can decide how much you're going to allocate to take profit on in the short term in aSpeculation environment at speculative price predictions and I think that should be confined to a biologically based indicator being the Fibonacci retracement tool now now I was almost going to reserve this video to be exclusively on The Mastermind The Mastermind was launched last Thursday and has been massively successful lotsOf people have joined updates happening all the time at the end of the video I'm going to talk about that a little bit more but I decided that because I get this question so much in the comments and publicly I get this question a lotI'm just going to put it on the YouTube channel and I hope you can see my justification for why I think what I think and how sometimes you shouldn't always listen listen to what people say someone that you watch thinks and instead you should try and ask them fromThe horse's mouth what do you really think's happening so when it comes to price predictions for me I'm looking at $8 to $13 for xrp if a speculation environment remains at the peak of the next B if you're interested in hearing more about the 1% Mastermind that ICreated last Thursday keep watching to the end of the video but for me for now stay emotionless I'll see you in the next one over the last 6 months things have started to shift and by a shift I mean over the last 6 months more people who meet that high net worth individualStatus have been contacting asking me if I can facilitate large crypto purchases connect them with people in private equity and I found quite frankly that I've been quite good at that and as time has gone on I've really realized that I can connect people with some fantastic deals great investment opportunities andProvide solutions for people at that level that you've probably never thought of I acknowledge that not everyone is a high net worth individual at least yet and so that's exactly why I've created the 1% Mastermind over the last 2 years of making content I've seen one of theBiggest demands and needs of the audience is to have a list of professionals that you can contact when this whole thing takes off when all the money comes in our portfolios are of high value what now what do we do who do we contact there's also a group ofIndividuals that want to improve and do business and network among other millionaires to be nobody in the digital asset space has ever seen anything like this wherever you are in the world the plan of the Mastermind is to be able to connect you with professionals not onlyIn accounting and tax and law and estate planning but to connect you with individuals who actually understand the assets you hold we know about this all too well we call an accountant and you know more about Bitcoin and xrp than they do and it's not just a directory ofProfessionals that we're offering here we also have unique investment opportunities for individuals even if you don't meet the accredited investor requirements when you think about diversifying your assets in the long term you might be considering real estate venture capital private Equity you won't need to go over here to find aDeal you won't need to go over here to find a deal it will all be housed in that one central location and you'll be surrounded by individuals that are on the same page as you and want the same thing not just for themselves but they want the same thing for you in additionTo all of that we will also have a library of content answering your spefic specific questions not made for views not made for engagement but made specifically to add value to the library of content that there will be as time goes on the price of the membership willActually go up and likely will go up every single week from here on out so join the 1% Mastermind today and I'll see you in There

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