46 Comments

  2. Great content, straight to the point, helpful visualisation … one tiny thing for me is your speed. Speak a bit slower and it will not only be easier to follow (e.g. for non native English speakers) but add some viewing time as a byproduct – win-win and an easy one. Content is king but accessibility is its queen, together they rule the world (of YouTube at least😉)

  6. Not a fan of express transit because it has activated by accident and double charged me and other people. Metro cards are getting phased out here in NYC soon so we all have to switch to wireless payments anyway. I don't mind authenticating 🙂

  7. Great video, since apple pay was launched in the UK I never used a physical card or a wallet again, all my transactions were through apple pay, back then it was a new set up and not all establishment were apple pay friendly, nowadays is rare the place that doesn't accept it or website that hasn't got the apple pay features.

    For me Apple Pay is easier using it on my daily life and I have tracked the exact location I used it if I can't remember the pay, even if is a online purchase in my apple wallet also add the link so if I forgot what was it I click on the link and I can see what was it.

    Furthermore, is way easier for transportation nowadays, I live in London and the tube, the buses or the DLR (Transport for London -TFL) support apple pay contactless payment, so now I don't even use the Oyster card anymore, I tap on my phone on the reader and off I go, now using apple pay as a transport payment card give you a cheaper fee so more convenience now.

    not only in London, all around the UK the transport accept apple pay.

  8. I’ve heard that Apple Pay works in a different way outside the US
    From what I’ve heard it makes a virtual copy of the credit card instead of acting like an intermediary
    Dunno how true that is though

  12. As someone who works in a bank, banks dont just get raw data. It's obviously encrypted, probably in a very similar way apple pay encrypts their data. If an entity can decrypt the data, it can encrypt it…. There is an added security benefit though as you're hopping through apple servers which if it gets encrypted differently in each 'transaction' would make it harder to decrypt, but also have higher chance of getting the encrypted data

  16. The express travel is nice but there is a catch . In Europe there are thieves that can touch the pocket you where the phone and make a transaction with a POS whithout your knowledge. So better have the expres travel feature off 😢

  17. I remember the very early days of Apple Pay when most people didn't know about it. I'd be in stores or restaurants and the cashier would hand me the card reader to pay and then be surprised and confused when I held my phone over it, sometimes even saying, "did you just pay with your phone? I didn't even know you could do that!"

    Now, it's how I make almost all of my purchases. I seldom bother to carry physical cash, and only carry a physical debit/credit card in my wallet for the very rare occasions when contactless doesn't work, or my purchase is over the limit for it.

  18. Good video, but the transit tip is only good for people in areas with mass transit. Though, looking at the setting, it appears to take other cards as well? Like credit cards? So I could pay without authentication? Cool… but dangerous!

    I think a better tip, which applies to everyone who uses it, is card order. For this you want to go into Settings, but not Wallet and Apple Pay. You actually want to tap your name/Apple ID, then Payment and Shipping. You'll have to authenticate (Face or Touch ID), then hit Edit in the top right. I recommend putting Apple Cash first, since it's mainly just rewards from the Apple Card, it's your money, you don't have to pay interest on it. Then whatever card order you like. This way, my subscriptions hit my Apple Cash first, then my cards, in the order I've selected. Super cool. If you have something like PayPal that has a balance, you can put it in front of your credit cards as well, if you want to.

  20. So if someone grabs your iphone from you and you have the "express on", they'll be able to use since no face id or code is needed? Please explain. Thanks

  29. Hi! In my Wallet application, when i click add a card, a window appears with the message to find such a button on the website or application of the bank. I click on the add Apple Pay button in the app and it takes me back to the Wallet. And so in a circle and the map is not added. How can i fix that? And is not the region..

  33. Cool. quick and helpful.
    Point to note: No express transit card on my phone, which is either the age of the model (7, therefor no IOS 16) or it may be a geo-restriction: I'm in Australia.
    (But the express transit card sounds a bit too easy. No Face/Touch ID required? …hmmm… (uneasy look) )
    Thanks.

  34. I'm 70 and a totally apple dude. Was wondering how Apple Pay works and your introduction really has my wife and I excited about it; as we are so "sick and tired" of being hacked and always waiting for the new cards to arrive. Very cool and concise explanation. My wife did ask one question : what happens if you lose your iPhone..can the person have a payday with your phone? I'll investigate this matter…But for now…Great job Amigo. ***

  40. The idea of excluding some of the CC credentials in the data transfer is great, even though you can still hack the Apple stream/mechanism or other wallet applications, if you get around or maybe directly in front of the encryption. You would then just be abusing the Apple pay process to your benefit. It stands or falls with how good the security measures of any paying process at the end of day are.

  45. Can you elaborate a bit on that part about "you cancelled a lost card / ordered a replacement and yet somehow Apple Pay updated to have the NEW card info even before you received the card in the mail"? How does that even work? 😄

Comments are closed.

Top